Privacy Policy

1. General Provisions

This personal data processing policy is drawn up in accordance with the requirements of Federal Law No. 152-FZ of 27.07.2006 "On Personal Data" (hereinafter referred to as the Personal Data Law) and defines the procedure for processing personal data and measures to ensure the security of personal data implemented by stanrate.com (hereinafter referred to as the Operator).

1.1. The Operator’s primary goal and condition for carrying out its activities is to respect the rights and freedoms of individuals and citizens when processing their personal data, including the protection of the rights to privacy, personal and family secrets.

1.2. This Operator’s policy regarding personal data processing (hereinafter — the Policy) applies to all information that the Operator may receive about visitors to the website stanrate.com.

2. Basic Terms Used in the Policy

2.1. Automated processing of personal data — processing of personal data using computer technology.

2.3. Website — a collection of graphic and information materials, as well as software and databases ensuring their availability on the Internet at the network address stanrate.com.

2.4. Personal data information system — a set of personal data contained in databases and information technologies and technical means that ensure their processing.

2.5. Anonymization of personal data — actions that make it impossible to determine, without additional information, whether personal data belongs to a specific User or another personal data subject.

2.6. Processing of personal data — any action (operation) or set of actions (operations) performed with or without the use of automation tools with personal data, including collection, recording, systematization, accumulation, storage, clarification (updating, modification), extraction, use, transfer (distribution, provision, access), anonymization, blocking, deletion, destruction of personal data.

2.7. Operator — a state body, municipal authority, legal or natural person that independently or jointly with others organizes and/or carries out the processing of personal data, and also determines the purposes of processing, the composition of personal data to be processed, and actions performed with personal data.

2.8. Personal data — any information relating directly or indirectly to an identified or identifiable User of the website stanrate.com.

2.9. Personal data permitted by the personal data subject for dissemination — personal data to which an unlimited number of persons have access, provided by the subject of personal data by giving consent to the processing of such data in accordance with the Personal Data Law.

2.10. User — any visitor of the website stanrate.com.

2.11. Provision of personal data — actions aimed at disclosing personal data to a certain person or a certain group of persons.

2.12. Distribution of personal data — any actions aimed at disclosing personal data to an indefinite number of persons (transfer of personal data) or at making personal data available to an indefinite number of persons, including publication in the media, placement in information and telecommunication networks, or providing access in any other way.

2.13. Cross-border transfer of personal data — transfer of personal data to the territory of a foreign state to the authority of a foreign state, a foreign individual, or a foreign legal entity.

2.14. Destruction of personal data — any actions resulting in the irreversible destruction of personal data, with the impossibility of further restoring its content in the personal data information system and/or resulting in the destruction of physical media containing personal data.

3. Basic Rights and Obligations of the Operator

3.1. The Operator has the right to:

— receive accurate information and/or documents containing personal data from the subject of personal data;
— continue processing personal data without the consent of the subject of personal data in cases provided for by the Personal Data Law, if the subject withdraws consent or submits a request to stop processing;
— independently determine the composition and list of measures necessary and sufficient to ensure compliance with the obligations stipulated by the Personal Data Law and related regulations, unless otherwise provided by the law or other federal legislation.

The above-mentioned data are collectively referred to in this Policy as Personal Data.

3.2. The Operator shall:

— provide the subject of personal data, upon request, information regarding the processing of their personal data;
— organize the processing of personal data in accordance with the current legislation of the Russian Federation;
— respond to requests and inquiries of personal data subjects and their legal representatives in accordance with the requirements of the Personal Data Law;
— report to the authorized body for the protection of the rights of personal data subjects upon its request within 10 days from the date of receipt of such request;
— publish or otherwise provide unrestricted access to this Policy regarding the processing of personal data;
— take legal, organizational, and technical measures to protect personal data from unlawful or accidental access, destruction, alteration, blocking, copying, provision, distribution, as well as other unlawful actions in relation to personal data;
— stop the transfer (distribution, provision, access) of personal data, stop processing, and destroy personal data in the cases and in the manner provided by the Personal Data Law;
— fulfill other obligations provided for by the Personal Data Law.

4. Basic Rights and Obligations of Personal Data Subjects

4.1. Personal data subjects have the right to:

— obtain information regarding the processing of their personal data, except in cases provided for by federal law. Such information is provided to the data subject by the Operator in an accessible form and must not contain personal data relating to other subjects, unless there are legal grounds for disclosure. The list of information and the procedure for obtaining it are established by the Personal Data Law;
— request that the Operator clarify, block, or delete their personal data if such data are incomplete, outdated, inaccurate, unlawfully obtained, or unnecessary for the stated purpose of processing, as well as take measures to protect their rights provided by law;
— require prior consent for the processing of personal data for marketing purposes related to goods, works, or services;
— withdraw consent to the processing of personal data and/or request to cease processing;
— appeal unlawful actions or inaction of the Operator in relation to their personal data to the authorized body for the protection of personal data subjects or in court;
— exercise other rights provided for by the legislation of the Russian Federation.

4.2. Personal data subjects shall:

— provide the Operator with accurate information about themselves;
— notify the Operator about clarifications (updates, changes) to their personal data.

4.3. Persons who provide the Operator with false information about themselves or information about another subject of personal data without the consent of that person shall be held liable in accordance with the legislation of the Russian Federation.

5. Principles of Personal Data Processing

5.1. The processing of personal data is carried out on a lawful and fair basis.

5.2. The processing of personal data is limited to achieving specific, predetermined, and legitimate purposes. Processing of personal data incompatible with the purposes of collecting personal data is not permitted.

5.3. It is not permitted to combine databases containing personal data that are processed for purposes that are incompatible with one another.

5.4. Only personal data that meet the purposes of their processing are subject to processing.

5.5. The content and volume of personal data processed correspond to the declared purposes of processing. The processed personal data must not be excessive in relation to the stated purposes of their processing.

5.6. When processing personal data, the accuracy, sufficiency, and, where necessary, the relevance of personal data to the purposes of processing are ensured. The Operator shall take necessary measures and/or ensure their implementation to delete or clarify incomplete or inaccurate data.

5.7. Personal data are stored in a form that allows identifying the personal data subject for no longer than required by the purposes of personal data processing, unless a longer storage period is established by federal law or a contract to which the personal data subject is a party, beneficiary, or guarantor. Processed personal data shall be destroyed or anonymized upon achieving the purposes of processing or when the need to achieve these purposes is lost, unless otherwise provided by federal law.

6. Purposes of Personal Data Processing

6.1. Purpose of processing:

— providing the User with access to services, information, and/or materials contained on the website.

6.2. Personal data:

last name, first name, patronymic
email address
phone numbers

6.3. Legal basis:

Federal Law "On Information, Information Technologies and Information Protection" No. 149-FZ dated 27.07.2006.

6.4. Types of personal data processing:

sending informational messages to the User’s email address or phone number.

7. Conditions of Personal Data Processing

7.1. Processing of personal data is carried out with the consent of the personal data subject to the processing of their personal data.

7.3. Processing of personal data is necessary for the administration of justice, execution of a judicial act, or act of another authority or official subject to execution in accordance with the legislation of the Russian Federation on enforcement proceedings.

7.4. Processing of personal data is necessary for the performance of a contract to which the personal data subject is a party, beneficiary, or guarantor, as well as for entering into a contract at the initiative of the personal data subject or a contract under which they will be a beneficiary or guarantor.

7.5. Processing of personal data is necessary for the exercise of rights and legitimate interests of the Operator or third parties, or to achieve socially significant goals, provided that this does not violate the rights and freedoms of the personal data subject.

7.6. Processing of personal data made publicly available by the personal data subject or at their request (public personal data) is carried out.

7.7. Processing of personal data that must be published or disclosed in accordance with federal law is carried out.

8. Procedure for Collecting, Storing, Transferring, and Other Types of Processing of Personal Data

The security of personal data processed by the Operator is ensured through legal, organizational, and technical measures necessary for full compliance with current legislation in the field of personal data protection.

8.1. The Operator ensures the security of personal data and takes all possible measures to prevent unauthorized access to them.

8.2. Personal data of the User will never, under any circumstances, be transferred to third parties, except in cases related to compliance with applicable legislation or when the personal data subject has given consent to the Operator to transfer data to a third party for the performance of obligations under a civil contract.

8.3. If inaccuracies in personal data are identified, the User may update them independently by sending a notice to the Operator’s email address support@stanrate.com with the subject line "Update of Personal Data".

8.4. The duration of personal data processing is determined by the achievement of the purposes for which the data were collected unless another period is provided by contract or law. The User may withdraw consent to the processing of personal data at any time by sending a notice to the Operator via email at support@stanrate.com with the subject line "Withdrawal of Consent to Personal Data Processing".

8.5. All information collected by third-party services, including payment systems, communication tools, and other service providers, is stored and processed by these entities in accordance with their User Agreement and Privacy Policy. The personal data subject must familiarize themselves with these documents. The Operator is not responsible for the actions of third parties, including those mentioned in this paragraph.

8.6. Restrictions set by the personal data subject on the transfer (except for granting access), as well as on processing or conditions of processing (except for access) of personal data permitted for distribution, do not apply in cases of processing personal data for state, public, or other public interests established by Russian law.

8.7. The Operator ensures the confidentiality of personal data during processing.

8.8. The Operator stores personal data in a form that allows identifying the subject of personal data for no longer than required by the purposes of their processing unless a longer period is established by federal law or a contract to which the subject is a party, beneficiary, or guarantor.

8.9. The condition for terminating the processing of personal data may be the achievement of the purposes of processing, the expiration of the consent period, withdrawal of consent by the personal data subject, a request to stop processing, or the detection of unlawful processing of personal data.

9. List of Actions Performed by the Operator with Personal Data

9.1. The Operator collects, records, systematizes, accumulates, stores, clarifies (updates, modifies), extracts, uses, transfers (distributes, provides, grants access), anonymizes, blocks, deletes, and destroys personal data.

9.2. The Operator performs automated processing of personal data with or without the use of automation tools, including using information and telecommunication networks.

10. Cross-Border Transfer of Personal Data

10.1. Before commencing the cross-border transfer of personal data, the Operator must ensure that the foreign state, to whose territory the transfer of personal data is intended, provides adequate protection for the rights of personal data subjects.

10.2. Cross-border transfer of personal data to the territories of foreign states that do not provide adequate protection for the rights of personal data subjects may be carried out only with the written consent of the personal data subject to such transfer and/or for the performance of a contract to which the personal data subject is a party.

11. Confidentiality of Personal Data

The Operator and other persons who have gained access to personal data are obliged not to disclose to third parties and not to distribute personal data without the consent of the personal data subject, unless otherwise provided by federal law.

12. Final Provisions

12.1. The User may receive any clarifications regarding issues related to the processing of their personal data by contacting the Operator via email at support@stanrate.com.

12.2. This document will reflect any changes to the Operator’s personal data processing policy. The Policy is valid indefinitely until it is replaced by a new version.

12.3. The current version of the Policy is freely available on the Internet at https://stanrate.com/policy.